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	<title>rural economy &#8211; The Milli Chronicle</title>
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	<title>rural economy &#8211; The Milli Chronicle</title>
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	<item>
		<title>UN Warns Forest-Dependent Communities Remain Trapped in Extreme Poverty Despite $1.5 Trillion Global Forest Economy</title>
		<link>https://millichronicle.com/2026/05/67162.html</link>
		
		<dc:creator><![CDATA[NewsDesk MC]]></dc:creator>
		<pubDate>Sat, 16 May 2026 03:48:51 +0000</pubDate>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Top Stories]]></category>
		<category><![CDATA[agroforestry]]></category>
		<category><![CDATA[biodiversity]]></category>
		<category><![CDATA[climate policy]]></category>
		<category><![CDATA[ecosystem services]]></category>
		<category><![CDATA[environmental economics]]></category>
		<category><![CDATA[extreme poverty]]></category>
		<category><![CDATA[forest conservation]]></category>
		<category><![CDATA[forest economy]]></category>
		<category><![CDATA[forest-dependent communities]]></category>
		<category><![CDATA[forestry sector]]></category>
		<category><![CDATA[forests]]></category>
		<category><![CDATA[Global Forest Goals Report 2026]]></category>
		<category><![CDATA[global inequality]]></category>
		<category><![CDATA[natural resources]]></category>
		<category><![CDATA[non-wood forest products]]></category>
		<category><![CDATA[PES programs]]></category>
		<category><![CDATA[poverty]]></category>
		<category><![CDATA[rural economy]]></category>
		<category><![CDATA[rural livelihoods]]></category>
		<category><![CDATA[sub-Saharan Africa]]></category>
		<category><![CDATA[sustainable development]]></category>
		<category><![CDATA[sustainable development goals]]></category>
		<category><![CDATA[UN Forum on Forests]]></category>
		<category><![CDATA[united nations]]></category>
		<guid isPermaLink="false">https://millichronicle.com/?p=67162</guid>

					<description><![CDATA[“The economic and social benefits of forests remain constrained by weak market access and limited opportunities for value-added processing,” the]]></description>
										<content:encoded><![CDATA[
<p><em>“The economic and social benefits of forests remain constrained by weak market access and limited opportunities for value-added processing,” the UN’s Global Forest Goals Report 2026 said.</em></p>



<p>Millions of people living in forest-dependent communities continue to face extreme poverty despite the global forest sector generating an estimated US$1.5 trillion annually, according to a new United Nations assessment that warns progress toward eliminating poverty among forest populations is falling behind international targets.</p>



<p>The findings were published in the Global Forest Goals Report 2026, released during the 21st session of the United Nations Forum on Forests on May 11. The report evaluates progress toward the United Nations General Assembly Strategic Plan for Forests 2017–2030, adopted in 2017 to strengthen the environmental, social and economic contribution of forests worldwide.</p>



<p>Under the framework’s second Global Forest Goal, member states committed to eradicating extreme poverty among forest-dependent people by 2030. However, the report concluded that the target is “off track,” citing persistent structural barriers that continue to prevent forest communities from benefiting fully from forest-based economies.</p>



<p>The global forest sector currently accounts for roughly 1% of worldwide employment, according to the assessment, yet many of the world’s poorest populations continue to reside in heavily forested regions. Large sections of these communities survive on incomes near or below US$3 per day despite forests serving as a primary source of food, fuel, income and subsistence.</p>



<p>The report said forestry has not significantly contributed to long-term poverty reduction among vulnerable populations because communities remain concentrated at the lowest end of supply chains with limited access to markets, processing infrastructure and commercial opportunities.</p>



<p>According to the UN assessment, weak market connectivity and insufficient value-added processing particularly affect producers of non-wood forest products, commonly referred to as NWFPs, which include goods such as medicinal plants, resins, nuts, fibres and wild foods. The report estimated the global value of NWFPs at approximately US$9.4 billion in 2020.</p>



<p>The document stated that nearly three-quarters of the global population uses some form of non-wood forest product, underlining forests’ continued importance to livelihoods and household economies, especially in rural areas across developing countries.However, the report identified major obstacles preventing forest producers from capturing greater economic returns. </p>



<p>These include inadequate transport infrastructure, limited access to business services, weak product standards, insufficient commercialization mechanisms and logistical bottlenecks that isolate producers from national and international markets.“Forest producers and communities remain at the low-value end of supply chains,” the assessment said, adding that infrastructure deficiencies continue to increase operational costs and reduce competitiveness for remote communities.</p>



<p>The report also noted a decline in forest-sector employment over the past decade. According to UN data cited in the assessment, the share of employment linked to the forest sector fell by approximately 3.1% between 2011 and 2022, further limiting income opportunities in forest-dependent regions.</p>



<p>The findings carry broader implications for global development targets beyond forestry itself. The UN assessment said progress in the forest sector directly affects multiple United Nations Sustainable Development Goals, including poverty reduction, food security, access to clean water, affordable energy, economic growth and sustainable consumption.</p>



<p><br>The report linked forest-based livelihoods particularly to SDG 1 on ending poverty and SDG 2 on eliminating hunger, while also identifying connections to sanitation, energy access and rural employment generation.</p>



<p><br>Sub-Saharan Africa emerged as the region facing the greatest challenge. The report said extreme poverty rates in the region remain close to 46%, with little measurable improvement despite global declines in poverty levels over recent decades. Many of the world’s forest-dependent poor reside in Sub-Saharan Africa, where rural economies remain heavily reliant on forests for daily survival.</p>



<p><br>By comparison, several countries in Asia and Latin America showed what the report described as “partial recovery” following increases in poverty triggered by the COVID-19 pandemic.</p>



<p><br>Global extreme poverty rose sharply during the pandemic period before gradually declining from 11.4% in 2020 to approximately 10.3% in 2024, according to figures cited in the assessment. The report stated that forests played only a modest role in this recovery process.</p>



<p><br>It pointed to localized income gains generated through community forestry, agroforestry systems and payment-for-ecosystem-services programs, often referred to as PES schemes. These initiatives provided limited support for participating households but did not produce significant global reductions in poverty among forest communities.</p>



<p><br>“Data suggest that while forests continue to buffer rural livelihoods and contribute modestly to poverty reduction, there is no substantial global evidence of a significant post-2020 increase in the contribution of the forest sector to poverty eradication,” the report said.</p>



<p><br>The findings underscore a growing debate among policymakers and development agencies over how to integrate forest conservation with economic inclusion. International organizations have increasingly promoted community-led forest management and sustainable commercialization of forest resources as mechanisms for both protecting biodiversity and supporting local economies.</p>



<p><br>Environmental economists have argued that forests provide substantial indirect economic benefits through water regulation, climate stabilization and ecosystem services that are often not reflected in conventional income measurements. However, the UN assessment focused primarily on direct livelihood and poverty indicators tied to measurable household income and employment.</p>



<p><br>The report warned that without stronger investment in infrastructure, market integration and value-added forest industries, the benefits generated by the global forest economy are likely to remain concentrated away from the communities most dependent on forest resources for survival.</p>
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		<title>Punjab Farmer Rejects Migration Route, Builds Profitable Vegetable Farming Business Near Mansa</title>
		<link>https://millichronicle.com/2026/05/66880.html</link>
		
		<dc:creator><![CDATA[NewsDesk MC]]></dc:creator>
		<pubDate>Tue, 12 May 2026 00:56:05 +0000</pubDate>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Top Stories]]></category>
		<category><![CDATA[agricultural innovation]]></category>
		<category><![CDATA[agriculture]]></category>
		<category><![CDATA[crop diversification]]></category>
		<category><![CDATA[direct farm sales]]></category>
		<category><![CDATA[farm business]]></category>
		<category><![CDATA[farm entrepreneurship]]></category>
		<category><![CDATA[farming income]]></category>
		<category><![CDATA[Gurpreet Singh Sidhu]]></category>
		<category><![CDATA[horticulture]]></category>
		<category><![CDATA[horticulture farming]]></category>
		<category><![CDATA[Indian agriculture]]></category>
		<category><![CDATA[Indian farmers]]></category>
		<category><![CDATA[mandi system]]></category>
		<category><![CDATA[Mansa]]></category>
		<category><![CDATA[Punjab agriculture]]></category>
		<category><![CDATA[Punjab farming]]></category>
		<category><![CDATA[Punjab migration]]></category>
		<category><![CDATA[Punjab youth]]></category>
		<category><![CDATA[rural economy]]></category>
		<category><![CDATA[rural employment]]></category>
		<category><![CDATA[small farmers]]></category>
		<category><![CDATA[sustainable farming]]></category>
		<category><![CDATA[vegetable farming]]></category>
		<category><![CDATA[wheat and paddy]]></category>
		<guid isPermaLink="false">https://millichronicle.com/?p=66880</guid>

					<description><![CDATA[“Had I gone abroad then, even after years of hard work I would probably not have earned more than Rs]]></description>
										<content:encoded><![CDATA[
<p><em>“Had I gone abroad then, even after years of hard work I would probably not have earned more than Rs 50–60 lakh by now.”</em></p>



<p>In a state where overseas migration has become a defining aspiration for many rural families, 30-year-old farmer Gurpreet Singh Sidhu chose to remain in Punjab and invest in agriculture, a decision he says has delivered financial stability and long-term asset growth.</p>



<p>Sidhu, a resident of Mansa district in Punjab, invested nearly Rs 22 lakh in 2022 to purchase 1.25 acres of farmland near Mansa city instead of using the money to move abroad. Four years later, he estimates the land is worth more than Rs 1 crore, while his horticulture-based farming operation generates daily income of roughly Rs 5,000 to Rs 6,000.</p>



<p>“Had I gone abroad then, even after years of hard work I would probably not have earned more than Rs 50–60 lakh by now, and there would still be no guarantee of getting permanent residency,” Sidhu said.The decision runs counter to a broader trend across Punjab, where many families sell or mortgage agricultural land to finance migration to countries such as Canada, Australia, the United Kingdom and Italy in search of employment opportunities and long-term residency.</p>



<p>Sidhu’s family originally owned 2.75 acres of farmland. Through additional purchases and leased land, the family now cultivates around six acres, including four acres owned outright. Rather than following Punjab’s conventional wheat-and-paddy cropping cycle, the family shifted entirely to vegetable and horticulture farming.</p>



<p>The transition began after repeated attempts by Sidhu to secure government employment failed. After graduation, he spent several years preparing for competitive examinations, including recruitment tests for Punjab Police, but said the available jobs offered limited income potential.“No job was offering me more than Rs 15,000 to Rs 20,000 a month,” he said.</p>



<p>At the time, the family was also facing financial pressure after suffering losses in its brick kiln business. Traditional farming on a small landholding was generating limited returns, prompting Sidhu to begin working full-time with his father, Jasveer Singh, and great-uncle Angrej Singh in 2017.</p>



<p>The family initially experimented with vegetable cultivation on one acre before expanding operations after seeing higher returns through direct retail sales.“We decided to sell our produce ourselves, and that decision proved transformative,” Sidhu said.By bypassing wholesale markets and intermediaries, the family found that retail sales to consumers produced substantially higher margins for several crops compared with mandi prices.</p>



<p> Encouraged by the results, they gradually expanded vegetable cultivation across their holdings.Today, the farming model relies on crop diversification, staggered sowing schedules and continuous harvesting cycles designed to maintain year-round production.The family cultivates between 15 and 16 vegetable varieties annually, including cauliflower, bitter gourd, bottle gourd, pumpkin and cluster beans.</p>



<p> Each acre is divided into multiple sections to allow different crops to be grown simultaneously at varying stages of maturity.“The moment one section becomes vacant, we sow another crop there, and by the time that becomes ready, harvesting from another section is already underway,” Sidhu said.</p>



<p> “So there is never a time when we do not have vegetables available for sale.”Depending on crop type, vegetables become ready for harvesting within 45 to 80 days, with produce collected every alternate day or several times each week.The family manages most farming operations independently, including nursery preparation, crop planning and rotation cycles. </p>



<p>According to Sidhu, cultivation costs range from roughly Rs 20,000 to Rs 60,000 per acre depending on the crop, while monthly returns after expenses can reach Rs 1 lakh to Rs 1.2 lakh or more, depending on prevailing market prices.Each morning, freshly harvested vegetables are transported directly to a roadside retail point in Mansa city, where family members sell the produce themselves.</p>



<p>Sidhu acknowledged that direct selling initially carried social stigma.“In the beginning, it was difficult for me to sit on the roadside and sell vegetables because there was fear of people’s taunts,” he said.He said perceptions changed after he compared the work to the kinds of jobs many migrants undertake abroad.</p>



<p>“Had I been in any foreign country, I would have done any kind of work there too,” he said. “Here, I am doing my own work. I own the land, I grow the crop, so why can’t I sell my own produce at my own rates?”The operation now provides year-round employment for four to five workers in addition to supporting the family’s income, according to Sidhu.</p>



<p>His father said the decision to invest in agriculture rather than migration altered the family’s long-term prospects.“My son’s decision is not just about farming — it is about vision and the courage to choose a different path,” Jasveer Singh said.</p>



<p>Sidhu said some friends who once planned to migrate overseas now contact him to say remaining in agriculture may have been the stronger financial decision.Agricultural economists and policymakers in Punjab have increasingly highlighted horticulture diversification and direct farm marketing as potential alternatives to the state’s long-standing dependence on water-intensive wheat and rice cultivation. </p>



<p>Rising input costs, falling groundwater levels and stagnating farm incomes have intensified pressure on small and medium farmers across the state.</p>



<p>Sidhu said his experience demonstrated that smaller landholdings could still become economically viable if farmers focused on crop diversity, direct sales and continuous production instead of relying solely on traditional procurement systems.</p>



<p></p>
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		<item>
		<title>“I Carry More Than Baskets”: At 68, Ghulam Rasool Keeps Kashmir’s Handwoven Legacy Alive</title>
		<link>https://millichronicle.com/2026/05/66267.html</link>
		
		<dc:creator><![CDATA[NewsDesk MC]]></dc:creator>
		<pubDate>Sat, 02 May 2026 14:08:05 +0000</pubDate>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Top Stories]]></category>
		<category><![CDATA[Artisan Life]]></category>
		<category><![CDATA[Budgam]]></category>
		<category><![CDATA[craftsmanship]]></category>
		<category><![CDATA[cultural heritage]]></category>
		<category><![CDATA[Daily Struggle]]></category>
		<category><![CDATA[Feature Story]]></category>
		<category><![CDATA[Ghulam Rasool]]></category>
		<category><![CDATA[Handmade Kashmir]]></category>
		<category><![CDATA[Handwoven Legacy]]></category>
		<category><![CDATA[Human Story]]></category>
		<category><![CDATA[Kashmir artisans]]></category>
		<category><![CDATA[Kashmir Culture]]></category>
		<category><![CDATA[Kashmir Handicrafts]]></category>
		<category><![CDATA[Kashmir Voices]]></category>
		<category><![CDATA[Kashmiri Basket Maker]]></category>
		<category><![CDATA[Life of an Artisan]]></category>
		<category><![CDATA[Local Crafts]]></category>
		<category><![CDATA[Poosh Kaani]]></category>
		<category><![CDATA[Preserving Tradition]]></category>
		<category><![CDATA[Public Transport Stories]]></category>
		<category><![CDATA[rural economy]]></category>
		<category><![CDATA[Smart City Bus]]></category>
		<category><![CDATA[srinagar]]></category>
		<category><![CDATA[traditional craft]]></category>
		<category><![CDATA[Village Markets]]></category>
		<guid isPermaLink="false">https://millichronicle.com/?p=66267</guid>

					<description><![CDATA[&#8220;I am not a follower of colonialism. I do not want our handicraft to die with me.&#8221;. Every morning before]]></description>
										<content:encoded><![CDATA[
<p><em>&#8220;I am not a follower of colonialism. I do not want our handicraft to die with me.&#8221;.</em></p>



<p>Every morning before the city fully wakes, Ghulam Rasool boards the Smart City bus from Budgam to Srinagar carrying not just baskets woven from Kashmiri poosh kaani, but decades of labour, memory and quiet resistance.</p>



<p>At 68, his hands move with the certainty of a man who has repeated the same work for nearly six decades. The baskets, stacked carefully beside him, are light in weight but heavy with tradition. Each one is handmade, shaped from poosh kaani, the local reed material long used in Kashmir for household baskets, storage containers and decorative craft.</p>



<p>To most passengers, he is another elderly artisan travelling to sell his goods. But behind the calm expression and gentle smile is the story of a man who has spent his life protecting a craft many have abandoned.</p>



<p>“I was 11 when I started this work,” he says, adjusting the edge of one basket with his fingers. “At that time, I did not know it would become my whole life.</p>



<p>”Rasool lives in Budgam and travels regularly to Srinagar and nearby villages to sell his baskets. He says village customers still value handmade Kashmiri products, especially traditional baskets used for storing vegetables, bread and household items.</p>



<p>“People in villages still love these,” he says. “They know the worth of handmade things. Machine-made items come and go, but handmade work stays in the house for years.”</p>



<p>His destination changes depending on demand. Some days he visits local markets, other days he travels directly to villages where customers know him by name. Many wait for him because they trust the durability of his work and because the baskets carry something more than utility they carry familiarity.</p>



<p>For Rasool, the work does not end with the day’s travel. Most of the labour happens at home, often late into the night.</p>



<p>“I have four daughters,” he says simply. “I work till late night because responsibilities do not sleep.”</p>



<p>His voice carries no complaint, only fact. Supporting a family through traditional handicraft is not easy, especially in a market increasingly dominated by factory-made alternatives that are cheaper and faster to produce.</p>



<p>Yet he continues.</p>



<p>When asked why he chooses the Smart City bus instead of hiring a cab to transport his baskets, he laughs softly, as though the answer should be obvious.</p>



<p>“There is more space here,” he says, pointing toward the aisle where his baskets are placed carefully. “And the fare is less. I cannot afford a cab every day to move from Budgam to Srinagar.”</p>



<p>Public transport has become part of his working life. The bus is not just cheaper; it is practical. It allows him to carry multiple baskets without the burden of high transport costs that would eat into already small profits.</p>



<p>In a city where people often speak of development through roads, buildings and technology, Rasool’s presence on the bus offers another picture of urban life one where survival depends on daily calculation, where every saved rupee matters.</p>



<p>Watching him, it becomes difficult not to think about the invisible labour carried by ordinary men. Their struggle rarely becomes news. It moves quietly through bus stations, roadside tea stalls and village markets, unnoticed because it is so common.</p>



<p>Rasool represents that quiet economy.</p>



<p>When asked if he ever considered leaving this profession for another job, he pauses for the first time. Then he smiles a small, knowing smile that seems older than the conversation itself.</p>



<p>“I am not a follower of colonialism,” he says.</p>



<p>The answer is unexpected.He explains that for him, abandoning traditional handicraft would mean surrendering to the idea that only modern, imported or industrial work has value. It would mean accepting that local skills must disappear to make room for something considered more profitable or more respectable.</p>



<p>“I do not want handicraft to die,” he says. “If we all leave this work, then what will remain of us?”</p>



<p>His words are not political in the formal sense, but they carry the weight of cultural resistance. In Kashmir, where craft is deeply tied to identity from carpets and shawls to woodwork and wicker losing traditional artisans means losing part of collective memory.</p>



<p>Rasool knows the economics are difficult. Younger generations often do not want to continue because the income is uncertain and the work is physically demanding. He does not blame them.</p>



<p>Times have changed, he says, and survival asks different questions now.But he believes some things should not be measured only by profit.</p>



<p>Handicraft, for him, is not nostalgia. It is dignity. It is proof that labour done by hand still matters.</p>



<p>As the bus moves through Srinagar’s roads, passengers step on and off, barely noticing the elderly man beside the baskets. He remains quiet, watching the city pass by, preparing for another day of selling.</p>



<p>There is no grand performance in his struggle. No dramatic speech. Only the discipline of repetition: weaving, travelling, selling, returning, and beginning again.</p>



<p>In a world rushing toward convenience, Ghulam Rasool moves at the speed of patience.</p>



<p>And perhaps that is why his baskets matter.</p>



<p>They are not just containers woven from reeds. They are small acts of preservation, carried from Budgam to Srinagar, from one generation to another, by a man who refuses to let his inheritance disappear.</p>



<p>“I carry baskets,” he says before stepping off the bus, “but really, I carry my father’s work, and his father’s work before him.”</p>
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		<item>
		<title>Former Software Engineer Turns to Farming, Finds Fulfilment but Faces Financial Strain a Decade On</title>
		<link>https://millichronicle.com/2026/04/65342.html</link>
		
		<dc:creator><![CDATA[NewsDesk MC]]></dc:creator>
		<pubDate>Thu, 16 Apr 2026 06:24:47 +0000</pubDate>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Top Stories]]></category>
		<category><![CDATA[agriculture challenges]]></category>
		<category><![CDATA[agriculture economy]]></category>
		<category><![CDATA[agriculture sector]]></category>
		<category><![CDATA[career change]]></category>
		<category><![CDATA[career transition]]></category>
		<category><![CDATA[crop risks]]></category>
		<category><![CDATA[economic uncertainty]]></category>
		<category><![CDATA[farming income]]></category>
		<category><![CDATA[farming India]]></category>
		<category><![CDATA[farming profits]]></category>
		<category><![CDATA[farming reality]]></category>
		<category><![CDATA[financial stress]]></category>
		<category><![CDATA[Indian agriculture]]></category>
		<category><![CDATA[job switch]]></category>
		<category><![CDATA[labour costs farming]]></category>
		<category><![CDATA[lifestyle change]]></category>
		<category><![CDATA[monsoon farming]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[professional burnout]]></category>
		<category><![CDATA[rural economy]]></category>
		<category><![CDATA[rural livelihoods]]></category>
		<category><![CDATA[software engineer]]></category>
		<category><![CDATA[urban to rural shift]]></category>
		<category><![CDATA[work life balance]]></category>
		<guid isPermaLink="false">https://millichronicle.com/?p=65342</guid>

					<description><![CDATA[“Farming is hard — both physically and mentally… margins are thin.” A former software engineer who left the technology sector]]></description>
										<content:encoded><![CDATA[
<p><em>“Farming is hard — both physically and mentally… margins are thin.”</em></p>



<p>A former software engineer who left the technology sector after 14 years to pursue full-time farming has described the transition as personally rewarding but financially challenging, highlighting the gap between perception and reality in agricultural livelihoods.</p>



<p> The account, shared on an online forum and reported by Moneycontrol, outlines nearly a decade of experience in farming following the career shift.The individual, posting under the name “lastodyssey,” said the decision to leave a stable corporate role was driven by a desire for a different lifestyle, often associated with independence, connection to nature and reduced workplace stress. </p>



<p>However, he noted that the practical demands of farming differ significantly from these expectations.</p>



<p>According to his account, agriculture involves sustained physical labour and mental resilience, with outcomes often dependent on factors beyond individual control, including weather variability, input costs and market fluctuations. </p>



<p>He emphasised that profit margins remain limited, particularly when operations rely on hired labour. In such cases, he indicated that earnings may be reduced to break-even levels or result in financial losses.</p>



<p>The experience reflects broader structural challenges within the agricultural sector, where small-scale farming is frequently characterised by high risk and income instability. </p>



<p>While self-managed operations may offer some scope for profitability, the reliance on external inputs and labour can significantly affect financial viability.Despite these constraints, the individual stated that he does not regret the decision to leave the technology industry.</p>



<p> He cited non-monetary benefits as central to his continued engagement with farming, including daily routines shaped by physical activity and direct interaction with the natural environment. </p>



<p>Activities such as working in fields during the monsoon, observing crop growth and engaging in manual labour were described as providing a sense of satisfaction not previously experienced in office-based work.</p>



<p>The account also highlights a recurring theme among professionals considering similar transitions: the tendency to underestimate the complexity of agricultural work. </p>



<p>The perception of farming as a slower, less demanding alternative to corporate employment is challenged by the realities described, which include long working hours, physical strain and financial uncertainty.</p>



<p>The individual cautioned others against making comparable decisions without a clear understanding of the economic and operational aspects of farming. He suggested that those considering such a shift should evaluate not only lifestyle preferences but also long-term sustainability, access to resources and the ability to manage risks inherent in agriculture.</p>



<p>The narrative aligns with a broader trend in which urban professionals explore alternative careers in agriculture or rural enterprises, often motivated by lifestyle considerations.</p>



<p> However, outcomes vary widely depending on scale, location, crop selection and access to infrastructure.While the financial returns in this case remain modest, the individual’s experience underscores the distinction between economic success and personal fulfilment. </p>



<p>The account suggests that, for some, the value of farming lies in qualitative aspects of life rather than measurable income, even as financial pressures persist.</p>



<p>The post has drawn attention online, contributing to ongoing discussions about career transitions, work-life balance and the realities of non-traditional employment paths in contemporary economies.</p>
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		<title>Digital Payment Expansion Reshapes India’s Informal Economy and Financial Inclusion Landscape</title>
		<link>https://millichronicle.com/2026/04/6500.html</link>
		
		<dc:creator><![CDATA[NewsDesk MC]]></dc:creator>
		<pubDate>Fri, 10 Apr 2026 17:42:50 +0000</pubDate>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Top Stories]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[cashless economy]]></category>
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		<category><![CDATA[data privacy]]></category>
		<category><![CDATA[Digital India]]></category>
		<category><![CDATA[digital literacy]]></category>
		<category><![CDATA[digital payments]]></category>
		<category><![CDATA[e commerce]]></category>
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		<category><![CDATA[economic reform]]></category>
		<category><![CDATA[financial inclusion]]></category>
		<category><![CDATA[fintech]]></category>
		<category><![CDATA[Google Pay]]></category>
		<category><![CDATA[India economy]]></category>
		<category><![CDATA[informal sector]]></category>
		<category><![CDATA[mobile payments]]></category>
		<category><![CDATA[NPCI]]></category>
		<category><![CDATA[phonepe]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[regulation]]></category>
		<category><![CDATA[rural economy]]></category>
		<category><![CDATA[smartphone adoption]]></category>
		<category><![CDATA[technology adoption]]></category>
		<category><![CDATA[UPI]]></category>
		<guid isPermaLink="false">https://millichronicle.com/?p=65009</guid>

					<description><![CDATA[“Digital payments are no longer an alternative system—they are becoming the primary interface between citizens and the economy.” India’s rapid]]></description>
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<p><em>“Digital payments are no longer an alternative system—they are becoming the primary interface between citizens and the economy.”</em></p>



<p>India’s rapid expansion of digital payment infrastructure is transforming the country’s informal economy, reshaping how small businesses operate and how individuals access financial services. </p>



<p>Driven by government-backed platforms and widespread smartphone adoption, the shift toward cashless transactions is accelerating financial inclusion while also introducing new regulatory and operational challenges.</p>



<p>At the center of this transformation is the National Payments Corporation of India, which operates the Unified Payments Interface (UPI), a real-time payment system that has seen exponential growth in recent years. UPI allows users to transfer money instantly between bank accounts using mobile applications, eliminating the need for traditional banking intermediaries.</p>



<p>According to official data released by NPCI, monthly UPI transactions have surged into billions, reflecting widespread adoption across urban and rural areas. Small vendors, street hawkers, and local service providers traditionally reliant on cash are increasingly accepting digital payments through QR codes and mobile apps.</p>



<p>The shift has been particularly significant in the informal sector, which accounts for a substantial portion of India’s workforce. Digital payments are enabling businesses to maintain transaction records, access credit, and integrate into formal financial systems. </p>



<p>This transition is seen by policymakers as a step toward improving tax compliance and economic transparency.The Reserve Bank of India has played a key role in regulating and promoting digital payment systems. </p>



<p>Through policy measures aimed at enhancing security and interoperability, the central bank has sought to build trust among users while encouraging innovation within the fintech sector.Private technology companies have also been instrumental in driving adoption. </p>



<p>Platforms such as PhonePe and Google Pay have expanded their user base by offering simplified interfaces and incentives for digital transactions. These applications have effectively bridged the gap between banking infrastructure and everyday users.Despite the progress, challenges remain. </p>



<p>Cybersecurity concerns are growing as transaction volumes increase, with reports of fraud and data breaches highlighting vulnerabilities within the system. Regulators have responded by introducing stricter authentication protocols and awareness campaigns to educate users about safe practices.</p>



<p>Another concern is digital literacy. While smartphone penetration has increased significantly, a segment of the population remains unfamiliar with digital financial tools. This gap is particularly evident among older populations and in regions with limited internet connectivity.</p>



<p> Addressing this issue is critical to ensuring that the benefits of digital payments are distributed evenly.The expansion of digital payments is also influencing consumer behavior. With instant payment capabilities, spending patterns are becoming more fluid, and businesses are adapting by offering digital-only discounts and services.</p>



<p> Analysts note that this shift is contributing to the growth of e-commerce and online service platforms.From a macroeconomic perspective, the move toward digital transactions is expected to enhance efficiency and reduce the costs associated with cash handling. </p>



<p>It also provides policymakers with better data for economic analysis, enabling more informed decision-making.However, the transition raises questions about data privacy and market concentration.</p>



<p> As large technology firms play an increasingly central role in financial transactions, concerns have emerged regarding data ownership and competitive practices. Regulators are closely monitoring these developments to ensure a balanced ecosystem.</p>



<p>The government has continued to promote digital payments through initiatives aligned with its broader digital economy strategy. These efforts include expanding internet infrastructure, incentivizing adoption, and integrating digital systems into public services.</p>



<p>Experts caution that while digital payments offer clear advantages, they should complement rather than entirely replace cash systems, particularly in regions where infrastructure remains uneven. A hybrid approach is seen as more practical in the near term.</p>



<p>India’s experience is being closely observed by other developing economies seeking to replicate its model of rapid digital financial inclusion. The combination of government support, private sector innovation, and user adoption has created a framework that could inform similar initiatives globally.</p>



<p>As digital payments become embedded in everyday life, their impact on the informal economy, financial systems, and regulatory landscape is expected to deepen. </p>



<p>The challenge for policymakers will be to sustain growth while addressing emerging risks and ensuring that the transition remains inclusive.</p>
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		<title>Gulf tensions ripple into India’s farms as fertiliser fears grip Punjab growers</title>
		<link>https://millichronicle.com/2026/04/64685.html</link>
		
		<dc:creator><![CDATA[NewsDesk MC]]></dc:creator>
		<pubDate>Sat, 04 Apr 2026 15:59:10 +0000</pubDate>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[agriculture India]]></category>
		<category><![CDATA[crop yields]]></category>
		<category><![CDATA[energy prices]]></category>
		<category><![CDATA[farm distress]]></category>
		<category><![CDATA[fertiliser imports]]></category>
		<category><![CDATA[fertiliser supply]]></category>
		<category><![CDATA[food security]]></category>
		<category><![CDATA[geopolitical risk]]></category>
		<category><![CDATA[global shipping disruption]]></category>
		<category><![CDATA[Gulf tensions]]></category>
		<category><![CDATA[india]]></category>
		<category><![CDATA[inflation India]]></category>
		<category><![CDATA[international trade routes]]></category>
		<category><![CDATA[Iran conflict]]></category>
		<category><![CDATA[natural gas]]></category>
		<category><![CDATA[oil and gas markets]]></category>
		<category><![CDATA[phosphate supply]]></category>
		<category><![CDATA[potash imports]]></category>
		<category><![CDATA[Punjab farmers]]></category>
		<category><![CDATA[rice crop]]></category>
		<category><![CDATA[rural economy]]></category>
		<category><![CDATA[Strait of Hormuz]]></category>
		<category><![CDATA[supply chain crisis]]></category>
		<category><![CDATA[wheat farming]]></category>
		<guid isPermaLink="false">https://millichronicle.com/?p=64685</guid>

					<description><![CDATA[&#8220;If we don’t get fertilisers, there will be less yield. That will affect my entire family and the entire region,&#8221;]]></description>
										<content:encoded><![CDATA[
<p><em>&#8220;If we don’t get fertilisers, there will be less yield. That will affect my entire family and the entire region,&#8221; said a farmer, reflecting mounting anxiety over supply disruptions.</em></p>



<p>Farmers in India’s northern grain belt are increasingly worried that a distant conflict in the Gulf could disrupt fertiliser supplies and threaten crop yields, as tensions linked to the closure of a key maritime route reverberate through global commodity markets.</p>



<p>In Punjab, a state central to India’s wheat and rice production, growers say uncertainty over input availability has begun to overshadow routine agricultural planning. Gurvinder Singh, a 52-year-old farmer, said concerns over fertiliser access have intensified in recent weeks as global supply chains face strain.</p>



<p>“We are already struggling with profits,” Singh said. “If we don’t get fertilisers, there will be less yield. That will affect my entire family and the entire region, because we are completely dependent on agriculture.</p>



<p>”Singh’s remarks reflect broader anxieties among farmers who rely heavily on imported fertiliser components, many of which are linked to energy markets and international shipping routes. India is one of the world’s largest consumers of fertilisers, and any disruption in supply can have immediate implications for crop productivity.</p>



<p>The concerns follow Iran’s move to blockade the Strait of Hormuz, a critical passage for global oil and gas shipments, in response to strikes by the United States and Israel. The disruption has triggered volatility in energy markets, with ripple effects across industries dependent on fuel and petrochemical inputs.</p>



<p>Fertilisers, particularly nitrogen-based variants, are closely tied to natural gas prices, making them vulnerable to energy supply shocks. Analysts say any sustained increase in fuel costs or shipping disruptions could raise input prices or delay deliveries, affecting farmers during key planting cycles.</p>



<p>In Punjab, often referred to as India’s breadbasket, agriculture remains the primary source of income for millions. Farmers typically follow a rotation of wheat and rice crops, with fertiliser use playing a crucial role in maintaining yields. Any reduction in application due to shortages or high costs could directly impact output.</p>



<p>“We are praying this war stops because it will not spare us either,” Singh said, underscoring the sense of vulnerability among rural communities despite their geographic distance from the conflict.</p>



<p>The potential for supply disruptions comes at a time when many farmers are already facing margin pressures from fluctuating crop prices and rising input costs. Industry observers note that even short-term shortages can have lasting consequences, particularly if they coincide with critical stages of crop development.</p>



<p>India imports a significant portion of its fertiliser requirements, including key raw materials such as potash and phosphates. Supply chains for these inputs are globally integrated, often passing through major shipping routes in the Middle East. Any bottleneck in transit can lead to delays and price spikes in domestic markets.</p>



<p>Government officials have in the past taken steps to secure fertiliser supplies through strategic reserves and international agreements. However, traders say prolonged disruption in maritime logistics could test these buffers, especially if global competition for limited supplies intensifies.</p>



<p>The broader geopolitical situation has also raised concerns about inflationary pressures. Higher energy prices could increase transportation and production costs across sectors, feeding into food prices and complicating economic management.</p>



<p>For farmers like Singh, the uncertainty is immediate and personal. With planting decisions already underway, the availability and affordability of fertilisers will be a key determinant of the upcoming harvest.</p>



<p>As global markets react to developments in the Gulf, the impact is being felt far beyond the region, highlighting the interconnected nature of modern supply chains. </p>



<p>For India’s agricultural heartland, the stakes are tied not only to international diplomacy but also to the livelihoods of millions who depend on stable inputs to sustain production.</p>
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		<title>Rising fuel costs ripple through daily life worldwide, straining livelihoods from farms to cities</title>
		<link>https://millichronicle.com/2026/04/64623.html</link>
		
		<dc:creator><![CDATA[NewsDesk MC]]></dc:creator>
		<pubDate>Fri, 03 Apr 2026 16:07:04 +0000</pubDate>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[agriculture]]></category>
		<category><![CDATA[australia]]></category>
		<category><![CDATA[china]]></category>
		<category><![CDATA[Commodities]]></category>
		<category><![CDATA[cost of living]]></category>
		<category><![CDATA[diesel]]></category>
		<category><![CDATA[energy crisis]]></category>
		<category><![CDATA[energy policy]]></category>
		<category><![CDATA[farming]]></category>
		<category><![CDATA[global fuel prices]]></category>
		<category><![CDATA[india]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[japan]]></category>
		<category><![CDATA[new zealand]]></category>
		<category><![CDATA[petrol]]></category>
		<category><![CDATA[public transport]]></category>
		<category><![CDATA[rural economy]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[south korea]]></category>
		<category><![CDATA[supply chains]]></category>
		<category><![CDATA[thailand]]></category>
		<category><![CDATA[transport]]></category>
		<category><![CDATA[urban workers]]></category>
		<category><![CDATA[Vanuatu]]></category>
		<guid isPermaLink="false">https://millichronicle.com/?p=64623</guid>

					<description><![CDATA[“We’re a bit stuck – the cows still need to be fed, we still need to harvest the feed. It’s]]></description>
										<content:encoded><![CDATA[
<p><em>“We’re a bit stuck – the cows still need to be fed, we still need to harvest the feed. It’s all essential activity.”</em></p>



<p>Surging global fuel prices are placing mounting pressure on households and small businesses across continents, with workers and entrepreneurs reporting rising costs, shrinking incomes and difficult trade-offs in daily life.</p>



<p>On a small dairy farm north of Auckland in New Zealand, a farmer managing 200 cows said higher diesel and petrol costs are eroding already tight margins. The farm consumes around 900 litres of diesel and up to 300 litres of petrol each month to operate tractors, machinery and quad bikes. Recent price increases have added more than NZ$1,200 to monthly expenses, translating to over NZ$15,000 annually.</p>



<p>The farmer said the burden extends beyond direct fuel use. Contractors charge more for their services and fertiliser prices have risen by about 40%, compounding operational costs. With commodity prices largely dictated by markets, the farmer said there is little scope to pass on higher costs, forcing decisions to delay maintenance and investment.</p>



<p>In Port Vila, bus driver Daniel Thomas described similar pressures in the transport sector. Driving from early morning until late evening, he earns about A$120 a day but expects that rising fuel prices could reduce his take-home income significantly. With vehicles requiring frequent refuelling and air-conditioning essential in tropical temperatures, Thomas said higher costs may force drivers to raise fares despite concerns about passenger affordability.</p>



<p>Across Vanuatu, many drivers are servicing loans on their vehicles, increasing financial vulnerability. Thomas said without fare increases, drivers may struggle to meet repayments, highlighting the limited options available to absorb cost shocks.In South Korea, the response has included policy measures to reduce fuel consumption. </p>



<p>Kim Hooin, a public sector worker commuting from Cheongju to Sejong, said mandatory vehicle restrictions introduced in late March have altered daily routines. Under the system, government employees are prohibited from driving one day a week based on licence plate numbers, encouraging greater use of public transport.</p>



<p>Kim said he now takes the bus daily, extending his commute time but reducing fuel expenses. At work, he manages government vehicles and said usage is being tightly controlled, with electric vehicles prioritised where possible. The government has also promoted broader energy-saving measures, including reduced water and electricity use, framing the campaign as a collective response to economic pressures.</p>



<p>In rural Surin Province, small-scale trader Teerayut Ruenrerng said fuel shortages and price increases have disrupted both supply chains and daily operations. Running a mobile grocery business, he often visits multiple fuel stations to secure limited quantities of diesel. Inconsistent access has made it difficult to plan routes and maintain regular sales.</p>



<p>Ruenrerng said rising input costs, including higher prices for meat, produce and packaging, have reduced profits by up to 20%. Supply disruptions mean that orders are frequently only partially fulfilled, forcing adjustments to inventory and pricing. He has increased some retail prices but said doing so risks losing customers in already constrained markets.</p>



<p>In Tokyo, Koichi Matsumoto, who operates a traditional bathhouse established by his family in the 1930s, said energy costs are a growing concern. Although the business switched from oil to gas five years ago, heating expenses remain high and are expected to increase further if global energy markets tighten.</p>



<p>Bathhouse operators face additional constraints, including regulated pricing set by local authorities. Matsumoto said admission fees cannot be raised freely, limiting the ability to offset rising costs. With declining customer numbers and ageing infrastructure, he said many similar establishments are weighing whether to continue operating.</p>



<p>In Sydney, interior designer Belinda Morgan said uncertainty linked to global energy markets is affecting demand in the construction sector. She said projects have slowed as clients delay spending decisions, prompting her to seek additional work and cut household expenses. </p>



<p>The family is reassessing routine activities, including discretionary travel, to conserve fuel and money.In Delhi, warehouse worker Rajesh Singh described a more acute impact, with rising cooking gas prices and food inflation forcing him to reduce meals. Earning about 12,000 rupees per month, he said essential expenses including rent and food have surged, leaving little room for savings. He reported eating once a day in recent weeks and borrowing money to manage basic needs.</p>



<p>Singh said several colleagues have already left the city due to rising costs, and he is considering returning to his home village if conditions do not improve. The situation reflects broader pressures on low-income urban workers facing simultaneous increases in energy, housing and food prices.</p>



<p>In Beijing, taxi driver Cui Xinming said fuel price increases have added to the strain of long working hours. Driving up to 12 hours a day, he said rising costs are a concern but expressed confidence in government measures to stabilise prices. He noted that China’s investment in alternative energy and electric vehicles could reduce reliance on oil over time.</p>



<p>Cui said he is considering leaving the profession due to fatigue and changing economic conditions, highlighting how cost pressures are influencing career decisions in addition to daily finances.</p>



<p>Across regions, the accounts point to a common pattern: rising fuel costs are feeding through supply chains, increasing the price of goods and services while compressing incomes. For many, the adjustments involve reducing consumption, raising prices where possible, or reconsidering long-term plans in an increasingly uncertain economic environment.</p>
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		<title>Hungary’s rural vote emerges as decisive battleground in tight election race</title>
		<link>https://millichronicle.com/2026/03/64231.html</link>
		
		<dc:creator><![CDATA[NewsDesk MC]]></dc:creator>
		<pubDate>Sun, 29 Mar 2026 06:21:24 +0000</pubDate>
				<category><![CDATA[Latest]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[World]]></category>
		<category><![CDATA[Central Europe politics]]></category>
		<category><![CDATA[corruption allegations]]></category>
		<category><![CDATA[demographic change]]></category>
		<category><![CDATA[economic stagnation]]></category>
		<category><![CDATA[election 2026]]></category>
		<category><![CDATA[electoral geography]]></category>
		<category><![CDATA[EU relations]]></category>
		<category><![CDATA[European elections]]></category>
		<category><![CDATA[Fidesz party]]></category>
		<category><![CDATA[governance reform]]></category>
		<category><![CDATA[Hungary politics]]></category>
		<category><![CDATA[nationalist politics]]></category>
		<category><![CDATA[opposition surge]]></category>
		<category><![CDATA[Peter Magyar]]></category>
		<category><![CDATA[political shift]]></category>
		<category><![CDATA[rural economy]]></category>
		<category><![CDATA[rural voters]]></category>
		<category><![CDATA[Tisza party]]></category>
		<category><![CDATA[Ukraine war impact]]></category>
		<category><![CDATA[Viktor Orban]]></category>
		<category><![CDATA[voter sentiment]]></category>
		<guid isPermaLink="false">https://millichronicle.com/?p=64231</guid>

					<description><![CDATA[Hungary— Rural voters across Hungary are set to play a decisive role in the April 12 national election, where Prime]]></description>
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<p><strong>Hungary</strong>— Rural voters across Hungary are set to play a decisive role in the April 12 national election, where Prime Minister Viktor Orban faces an unexpectedly strong challenge from opposition figure Peter Magyar amid economic concerns, corruption allegations, and shifting political loyalties.</p>



<p>In villages such as Pusztavacs, located about 60 km southeast of Budapest, campaign posters and local conversations reflect uncertainty among voters who have traditionally backed Orban’s ruling Fidesz party. </p>



<p>Analysts say the countryside, home to roughly half of Hungary’s 9.5 million population, will determine the outcome of the closely watched poll.Orban has long relied on rural constituencies, bolstered by policies aimed at small communities, including infrastructure investments and family support programs. </p>



<p>Government-backed initiatives in Pusztavacs, such as cemetery and church renovations and the installation of an automated teller machine, have reinforced perceptions among some residents that the administration delivers tangible benefits.</p>



<p>“Orban does not take away, but provides,” said Maria Balogh, an 86-year-old resident, echoing sentiments common among older voters.However, economic pressures are weighing on others. Eva Batta, a 71-year-old pensioner, said her financial situation has deteriorated in recent years and expressed concern about the ongoing war in neighboring Ukraine.</p>



<p> Orban has emphasized such security fears during the campaign, warning that external actors could draw Hungary into the conflict, a claim denied by his opponents and European Union officials.Peter Magyar, whose Tisza party is leading in opinion polls, has focused on corruption and governance reforms, framing his campaign as a push for systemic change.</p>



<p> His messaging appears to be gaining traction in areas once considered strongholds of the ruling party.A local reserve soldier, speaking anonymously, said support for the opposition had “surged,” citing disillusionment with previous voting choices. Pensioner Laszlo Budavari said he plans to back Tisza, citing frustration with alleged corruption and concerns about emigration among younger generations.</p>



<p>“My daughters are leaving me here all alone,” he said, attributing their plans to dissatisfaction with current conditions.Political analysts suggest that while urban voters form a critical base for the opposition, electoral success will hinge on gains in rural districts. </p>



<p>Matyas Bodi, an analyst at Electoral Geography, described the election as being “100 percent” decided outside major cities, while sociologist Imre Kovach noted signs of a broader “political awakening” in the countryside.Magyar has adjusted his rhetoric to appeal to conservative and nationalist sentiments among rural voters, seeking to counter Orban’s longstanding dominance in these regions.The outcome of the election could determine whether Orban secures a fifth consecutive term or whether Hungary enters a new political phase shaped by shifting rural allegiances.</p>
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		<title>Climate pressures and market shifts reshape smallholder farming realities</title>
		<link>https://millichronicle.com/2026/03/63827.html</link>
		
		<dc:creator><![CDATA[NewsDesk MC]]></dc:creator>
		<pubDate>Sun, 22 Mar 2026 03:51:36 +0000</pubDate>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[agricultural policy]]></category>
		<category><![CDATA[agriculture crisis]]></category>
		<category><![CDATA[apple orchards]]></category>
		<category><![CDATA[climate adaptation]]></category>
		<category><![CDATA[climate change impact]]></category>
		<category><![CDATA[cold storage]]></category>
		<category><![CDATA[crop diversification]]></category>
		<category><![CDATA[economic uncertainty]]></category>
		<category><![CDATA[farm income]]></category>
		<category><![CDATA[farmer distress]]></category>
		<category><![CDATA[food security]]></category>
		<category><![CDATA[high density farming]]></category>
		<category><![CDATA[horticulture]]></category>
		<category><![CDATA[india agriculture]]></category>
		<category><![CDATA[input costs]]></category>
		<category><![CDATA[irrigation challenges]]></category>
		<category><![CDATA[kashmir farming]]></category>
		<category><![CDATA[market volatility]]></category>
		<category><![CDATA[rural economy]]></category>
		<category><![CDATA[rural livelihoods]]></category>
		<category><![CDATA[small farmers]]></category>
		<category><![CDATA[supply chain issues]]></category>
		<category><![CDATA[traditional farming]]></category>
		<category><![CDATA[youth migration]]></category>
		<guid isPermaLink="false">https://millichronicle.com/?p=63827</guid>

					<description><![CDATA[“Farmers are no longer just growing crops they are negotiating with climate, markets, and uncertainty, where every harvest is a]]></description>
										<content:encoded><![CDATA[
<p>“<em>Farmers are no longer just growing crops they are negotiating with climate, markets, and uncertainty, where every harvest is a gamble and survival itself has become the yield.”</em></p>



<p> In a village on the outskirts of Anantnag in Jammu and Kashmir, 42-year-old apple grower Tariq Ahmad walks through his orchard inspecting trees that have defined his family’s livelihood for generations. For years, the predictable rhythm of seasons allowed farmers like him to plan harvests, manage inputs, and negotiate prices with a degree of certainty. That predictability, he says, has steadily eroded.</p>



<p>Erratic weather patterns have altered flowering cycles and reduced yields, forcing farmers to adapt to shorter and less reliable growing seasons. Late frosts followed by unseasonal rainfall have damaged blossoms, while prolonged dry spells have increased dependence on irrigation. “We used to know when the trees would bloom and when to expect harvest,” Ahmad said. “Now, nothing is certain.”</p>



<p>Agriculture remains a central component of the regional economy, with apple cultivation forming a significant share of income for rural households in the Kashmir Valley. According to data from the Government of Jammu and Kashmir, horticulture contributes substantially to employment and output, but farmers increasingly report that climatic volatility is affecting both quality and quantity of produce.</p>



<p>Alongside environmental challenges, farmers are grappling with rising input costs. Fertilisers, pesticides, and transportation expenses have increased over recent years, narrowing profit margins. For smallholders, who often operate on limited land and capital, these cost pressures are particularly acute.</p>



<p>Abdul Rashid, a marginal farmer from Shopian district, said the cost of maintaining his orchard has nearly doubled in the past five years. “We are spending more, but earning less,” he said. “Even when the harvest is good, prices in the market are unpredictable.</p>



<p>”Market access remains another structural challenge. Many farmers rely on intermediaries to sell their produce in larger mandis, reducing their bargaining power. Price fluctuations, often driven by supply gluts or disruptions in transport, can significantly affect incomes. During peak harvest seasons, oversupply can push prices down, leaving farmers with limited returns despite high production.</p>



<p>The expansion of cold storage facilities has provided some relief, allowing farmers to store produce and sell it later at better prices. However, access to such infrastructure is uneven, and smaller farmers often cannot afford storage fees or lack proximity to these facilities.</p>



<p>In response to these pressures, some farmers are experimenting with new techniques and crop diversification. High-density plantation methods, which involve planting more trees per unit area, are being adopted to increase productivity. Others are exploring alternative crops such as vegetables or saffron to reduce dependence on a single source of income.</p>



<p>Agricultural extension services and training programmes have also expanded, aimed at helping farmers adopt modern practices. Officials from the Sher-e-Kashmir University of Agricultural Sciences and Technology have been conducting outreach initiatives to promote efficient irrigation methods, pest management, and soil health improvement.</p>



<p>Despite these efforts, adoption remains uneven. Farmers cite financial constraints, limited awareness, and risk aversion as barriers to transitioning away from traditional practices. For many, the cost of experimenting with new methods without guaranteed returns is prohibitive.</p>



<p>Beyond statistics, the changes in agriculture are reshaping daily life in rural communities. For families dependent on seasonal income, uncertainty in harvests translates directly into financial instability. Education, healthcare, and household expenses are often tied to agricultural earnings, making fluctuations difficult to absorb.</p>



<p>Tariq Ahmad said that in years of poor harvest, he has had to rely on informal loans to meet household needs. “When the crop fails, everything else is affected,” he said. “We cannot plan for the future.”Younger members of farming families are increasingly seeking employment outside agriculture, drawn by the promise of more stable incomes in urban areas or other sectors. </p>



<p>This gradual shift is altering the demographic composition of rural communities, with implications for the future of farming in the region.</p>



<p>At the same time, some farmers remain committed to agriculture, viewing it not only as a source of income but also as a cultural and familial legacy. “This land belongs to our ancestors,” Ahmad said. “Leaving it is not an easy decision.</p>



<p>Government interventions have focused on improving infrastructure, providing subsidies, and promoting crop insurance schemes to mitigate risks. However, implementation challenges persist, particularly in ensuring that benefits reach smaller and more remote farmers.</p>



<p>Experts note that long-term sustainability will depend on a combination of climate adaptation strategies, market reforms, and institutional support. Strengthening supply chains, improving access to credit, and enhancing farmer awareness are seen as critical components of this process.</p>



<p>While the region’s agricultural sector continues to adapt, the pace of change is uneven, and outcomes remain uncertain. For farmers like Tariq Ahmad, the future of agriculture is increasingly tied to forces beyond their control, from global market dynamics to shifting climate patterns.</p>



<p>As he surveys his orchard, Ahmad reflects on the uncertainty that now defines his work. “We still depend on the land,” he said. “But the land is changing, and we are trying to keep up.”</p>
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