Efforts to expand digital literacy and inclusion in Côte d’Ivoire are gaining momentum as civil society organizations seek to address persistent gender gaps in access to technology and online opportunities, according to a United Nations-backed feature highlighting grassroots initiatives.

Aminata Savané, Vice-President of Centre Marée de Lumière, has been at the forefront of these efforts through a training initiative aimed at improving digital skills among women and young people. Despite widespread smartphone use in the country, she said many individuals lack the knowledge required to leverage digital platforms for economic and social advancement.

Since its launch in 2021, the organization’s Digital O’Féminin Tour programme has trained more than 600 women and 200 teenagers in areas including digital literacy, entrepreneurship, and online engagement. Participants have gone on to establish small businesses, develop content for digital platforms, or pursue further training, reflecting growing interest in the digital economy.

Savané said the challenge extends beyond access to technology, describing it as a broader issue of awareness and empowerment. While many users are active on social media platforms, particularly Facebook, they often lack the understanding needed to translate this activity into economic opportunities.“The challenge is the lack of information,” she said, noting that digital engagement remains largely limited to consumption rather than production or entrepreneurship.

“They scroll the internet but they don’t know that by creating an online activity they can make a profit.”The programme integrates technical training with leadership development, an approach Savané said is critical to overcoming social and psychological barriers. In addition to teaching digital skills, the initiative fosters peer support networks intended to encourage participation and confidence among women.

“We’re also creating a safe space, a sisterhood for these women because we’ve realized that, very often, they share the same reality,” she said. “You can impart all the knowledge in the world, but if you can’t activate what springs people into action, it won’t work.”The initiative was designed in response to disparities in digital access and usage between men and women in Côte d’Ivoire.

Savané said addressing these gaps requires challenging entrenched gender stereotypes as well as misconceptions that may limit women’s engagement with technology.Alongside efforts to promote inclusion, the programme also addresses risks associated with digital environments, particularly for younger users.

Savané highlighted concerns related to cybercrime and unsafe online practices, noting that digital literacy must include awareness of potential threats.As part of her broader advocacy work, she has collaborated with UNICEF and the Jeunes Blogueurs CI community to develop a guide on safe internet use for young people. The initiative aims to provide practical guidance on navigating digital spaces securely, reflecting growing concern over online safety in emerging digital ecosystems.

“When I was younger, I found myself in the middle of a digital world without any guidelines,” Savané said, adding that the guide was designed to help younger generations avoid similar challenges.Her work also includes advocacy for systemic change at the policy level. Savané has called for digital literacy to be incorporated into Côte d’Ivoire’s national education curriculum as a standalone subject.

She said such an approach should extend beyond basic computing skills to include online safety, data protection, digital identity, personal branding, and responsible use of emerging technologies such as artificial intelligence.The proposal reflects a broader recognition among policymakers and international organizations that digital skills are increasingly essential for participation in modern economies.

Integrating these competencies into formal education systems is seen as a potential pathway to reducing inequality and supporting long-term economic development.Savané’s contributions have received international recognition. At the end of 2025, she was awarded at the Young Activists Summit held at the United Nations in Geneva, an event supported by a range of international organizations including UN Human Rights, UNESCO, and UNFPA, as well as civil society and private sector partners.

The initiative underscores the role of local organizations in addressing global challenges related to digital inclusion. While infrastructure and access to devices have improved in many regions, the case of Côte d’Ivoire highlights the importance of complementary investments in education, awareness, and capacity-building.

As digital technologies continue to reshape economic and social landscapes, efforts such as the Digital O’Féminin Tour illustrate how targeted interventions can help bridge gaps in participation. The focus on both skills and empowerment reflects an evolving approach to digital development, one that prioritizes not only access but also meaningful and safe engagement.

India’s rapid expansion of digital payment infrastructure is transforming the country’s informal economy, reshaping how small businesses operate and how individuals access financial services.

Driven by government-backed platforms and widespread smartphone adoption, the shift toward cashless transactions is accelerating financial inclusion while also introducing new regulatory and operational challenges.

At the center of this transformation is the National Payments Corporation of India, which operates the Unified Payments Interface (UPI), a real-time payment system that has seen exponential growth in recent years. UPI allows users to transfer money instantly between bank accounts using mobile applications, eliminating the need for traditional banking intermediaries.

According to official data released by NPCI, monthly UPI transactions have surged into billions, reflecting widespread adoption across urban and rural areas. Small vendors, street hawkers, and local service providers traditionally reliant on cash are increasingly accepting digital payments through QR codes and mobile apps.

The shift has been particularly significant in the informal sector, which accounts for a substantial portion of India’s workforce. Digital payments are enabling businesses to maintain transaction records, access credit, and integrate into formal financial systems.

This transition is seen by policymakers as a step toward improving tax compliance and economic transparency.The Reserve Bank of India has played a key role in regulating and promoting digital payment systems.

Through policy measures aimed at enhancing security and interoperability, the central bank has sought to build trust among users while encouraging innovation within the fintech sector.Private technology companies have also been instrumental in driving adoption.

Platforms such as PhonePe and Google Pay have expanded their user base by offering simplified interfaces and incentives for digital transactions. These applications have effectively bridged the gap between banking infrastructure and everyday users.Despite the progress, challenges remain.

Cybersecurity concerns are growing as transaction volumes increase, with reports of fraud and data breaches highlighting vulnerabilities within the system. Regulators have responded by introducing stricter authentication protocols and awareness campaigns to educate users about safe practices.

Another concern is digital literacy. While smartphone penetration has increased significantly, a segment of the population remains unfamiliar with digital financial tools. This gap is particularly evident among older populations and in regions with limited internet connectivity.

Addressing this issue is critical to ensuring that the benefits of digital payments are distributed evenly.The expansion of digital payments is also influencing consumer behavior. With instant payment capabilities, spending patterns are becoming more fluid, and businesses are adapting by offering digital-only discounts and services.

Analysts note that this shift is contributing to the growth of e-commerce and online service platforms.From a macroeconomic perspective, the move toward digital transactions is expected to enhance efficiency and reduce the costs associated with cash handling.

It also provides policymakers with better data for economic analysis, enabling more informed decision-making.However, the transition raises questions about data privacy and market concentration.

As large technology firms play an increasingly central role in financial transactions, concerns have emerged regarding data ownership and competitive practices. Regulators are closely monitoring these developments to ensure a balanced ecosystem.

The government has continued to promote digital payments through initiatives aligned with its broader digital economy strategy. These efforts include expanding internet infrastructure, incentivizing adoption, and integrating digital systems into public services.

Experts caution that while digital payments offer clear advantages, they should complement rather than entirely replace cash systems, particularly in regions where infrastructure remains uneven. A hybrid approach is seen as more practical in the near term.

India’s experience is being closely observed by other developing economies seeking to replicate its model of rapid digital financial inclusion. The combination of government support, private sector innovation, and user adoption has created a framework that could inform similar initiatives globally.

As digital payments become embedded in everyday life, their impact on the informal economy, financial systems, and regulatory landscape is expected to deepen.

The challenge for policymakers will be to sustain growth while addressing emerging risks and ensuring that the transition remains inclusive.

Concerns over the influence of extremist ideologies on young people have grown in recent years, with researchers and practitioners pointing to a mix of social, psychological and digital factors that shape vulnerability.

Interviews with counsellors, educators and former at-risk individuals suggest that exposure often begins in subtle ways, long before any overt signs of radicalisation emerge.A youth counsellor working with vulnerable adolescents in northern India, who requested anonymity due to the sensitivity of the subject, said that feelings of isolation frequently act as an entry point.

“Most of the young people I meet are not looking for conflict,” the counsellor said. “They are looking for identity, purpose and recognition. Extremist narratives often package these in a very appealing way.”According to the counsellor, online platforms play a significant role in this early stage.

Content is often framed in simplified, emotionally charged language that resonates with personal grievances. “It doesn’t present itself as extremism at first,” the counsellor said. “It presents itself as truth, justice, or even empowerment.”

Educators and digital literacy experts say algorithm-driven platforms can amplify exposure by repeatedly surfacing similar content. A media studies researcher at a public university in Delhi noted that recommendation systems tend to reinforce engagement patterns.

“If a young person interacts with polarising or identity-driven content, the system feeds them more of it,” the researcher said. “Over time, this can create an echo chamber effect.”The researcher emphasised that this process is not limited to any one ideology or region. “The mechanism is structural rather than ideological,” they said.

“Different groups may use different narratives, but the underlying method of influence is remarkably similar.”Students interviewed for this article described encountering such content during routine social media use. One university student said that initially neutral discussions gradually shifted toward more rigid viewpoints. “At first it felt like learning something new,” the student said. “But over time, it became more about ‘us versus them’.”

Former participants in intervention programmes described how emotional factors often intersect with exposure to extremist messaging. A 22-year-old participant in a community outreach initiative said that during a period of personal uncertainty, online communities provided a sense of belonging.

“It felt like people understood me,” he said. “They had clear answers when everything else felt confusing.”He added that the shift toward more extreme viewpoints was gradual. “You don’t realise when your thinking starts changing,” he said. “It happens step by step.”Intervention specialists say that early engagement is critical.

A programme coordinator working with youth groups said that family members, teachers and peers often notice behavioural changes before individuals recognise them themselves. These may include withdrawal from social circles, increased rigidity in opinions, or heightened emotional responses to specific issues.

“The challenge is not to confront aggressively, but to create space for dialogue,” the coordinator said. “Young people respond better when they feel heard rather than judged.”

Experts consistently emphasise the importance of education and open communication in building resilience against extremist influence. Digital literacy programmes, which teach young people to critically evaluate online information, are increasingly seen as essential tools.

A school principal in Srinagar said that structured discussions in classrooms have helped students navigate sensitive topics. “We encourage questions rather than shutting them down,” the principal said. “When students feel safe to express doubts, they are less likely to seek answers in unverified spaces.”Community initiatives also play a role.

Local organisations working with youth have introduced mentorship programmes and extracurricular activities aimed at fostering a sense of inclusion. According to organisers, providing constructive outlets for energy and ambition can reduce susceptibility to harmful narratives.Mental health professionals highlight the need to address underlying emotional factors.

“Extremist messaging often exploits feelings of anger, injustice or alienation,” said a clinical psychologist based in Mumbai. “If those feelings are acknowledged and managed in healthy ways, the appeal of such narratives diminishes.”At the policy level, governments and institutions have focused on balancing security measures with preventive approaches.

Analysts note that enforcement alone is insufficient without parallel investment in education, employment opportunities and community engagement.The accounts gathered in these interviews indicate that while the pathways into extremism are complex, they are not inevitable.

Practitioners underline that timely intervention, supportive environments and access to credible information can significantly alter outcomes for young people navigating identity and belonging in an increasingly digital world.

According to the Digital Economy Navigator, a global framework measuring digital maturity, Saudi Arabia scored 91.2 in digital health and education and 83.1 in workforce training. These high scores underline the Kingdom’s commitment to integrating advanced technologies into education, healthcare, and professional training programs, benefiting citizens across the country.

Alaa Abdulaal, chief of digital economy foresight at the Riyadh-based Digital Cooperation Organization (DCO), told Arab News that the Kingdom is among the fastest transforming digital economies worldwide. She highlighted that Saudi Arabia is performing particularly well in digital education, digital health, and workforce development, and is considered a frontier country in terms of maturity across these pillars.

“The Kingdom is doing very well in digital education and digital health, as well as in digital work and training,” Abdulaal said, emphasizing the importance of continuous improvement in these sectors. She added that the Digital Economy Navigator not only measures progress but also provides guidance to identify strengths and areas requiring further development.

Saudi Arabia’s strong foundation in digital regulation has supported its rapid transformation, Abdulaal noted. The Kingdom has developed regulatory frameworks that encourage innovation, facilitate investment, and create a supportive environment for the digital economy, while also maintaining room for further improvement as technology evolves.

“From a regulation perspective, Saudi Arabia’s score is considered very good,” she said. “They are developing regulations that enable prosperity and accelerate the digital economy, ensuring growth across multiple sectors.” Abdulaal stressed that maintaining robust regulations is key to supporting sustainable digital transformation.

While the Kingdom excels in education, health, and workforce development, Abdulaal pointed out that digital innovation remains an area with significant potential.

Increased investment in research and development is critical to advancing technology adoption, fostering innovation, and maintaining leadership in the global digital economy.

“Digital innovation needs strong investment and focus, not only in Saudi Arabia but across all assessed countries,” she said. “The acceleration of technology underscores the need for research and development to drive growth in the digital economy.”

The Digital Economy Navigator collects data from both primary and secondary sources, including surveys of about 500 participants per country, capturing citizens’ perspectives on digital maturity.

This approach ensures that the digital economy reflects societal needs and priorities, aligning growth with public expectations.

Abdulaal emphasized the importance of human capital development as a foundation for a resilient digital economy. The framework evaluates how countries invest in upskilling and reskilling their workforce, preparing society to participate in and benefit from advanced digital technologies.

“Human capital is a main pillar of the digital economy,” she said. “The enabler dimension focuses on digital capabilities, measuring how countries equip their citizens with essential skills for the future.”

She added that strong digital literacy is already evident in Saudi Arabia, but the next phase involves preparing for AI, Internet of Things, quantum computing, and other emerging technologies.

Saudi Arabia’s focus on education, health, and workforce training positions it to capitalize on the opportunities presented by advanced digital technologies.

By combining strong regulation, investment in innovation, and a skilled workforce, the Kingdom is setting the stage for sustainable growth and a thriving, future-ready digital economy.

The country’s achievements in digital health and education highlight its commitment to empowering citizens, enhancing quality of life, and maintaining global leadership in technology and innovation, firmly aligning with the long-term goals of Vision 2030.